Components of an Ocala Car Accident Case

When filing an accident claim, you need to be prepared for the legal process that follows. In order to fully get a grasp on the components of an Ocala car accident case, it may be wise to consult with a professional car accident attorney before filing a claim. By doing so, you could become fully informed on the legal proceedings. This will only strengthen your injury claim.

Requirements of Personal Protection Coverage

Floridians are required to have personal injury protection coverage with their automobile insurer. Personal injury protection coverage, also known as PIP, provides payments for medical treatment related to an injury sustained in a motor vehicle accident. Regardless of fault, PIP will pay 80% of an injured party’s medical bills, up to $10,000.00.

Misconceptions & Impact on a Case

Some people believe that PIP coverage will only pay a person’s hospital bills and not treatment with chiropractors, physical therapists, or other medical professionals. Another misconception is the belief that the at-fault party’s insurance carrier is responsible for the initial medical bills that a person receives as a result of a car accident.

PIP coverage provides payment of an individual’s medical expenses after a car accident, regardless of fault. What this means is that everyone, if injured, should seek treatment immediately after a motor or vehicle accident.

Statute of Limitations

The statute of limitations is one of the more common components of an Ocala car accident case. A person has four years from the day of the accident to file a lawsuit. The four years from the date of the accident is considered the beginning of the statute of limitations.

As long as a lawsuit is filed within the statute of limitations, the case can still proceed even if the trial goes beyond it. In Florida, the statute of limitations does not differ for a minor or for someone with disabilities. It is important to retain an attorney as soon as possible after a car accident so that a claim can be resolved within the statute of limitations.

Process of Litigation

The process begins with a lawsuit being filed by the injured party. After the lawsuit is filed and an answer is served by the defendant, the parties will go through the discovery process, they will answer interrogatories, which are written questions.

They will then produce documents related to the accident and injuries, and at some point after the initial discovery phase, depositions of the parties involved, treating physicians, experts, and other witnesses will occur. Before the actual trial, parties in Florida are required to go to mediation in an attempt to resolve the case. If the case is not settled, a trial date will be set and the parties will proceed accordingly. The litigation process is a core detail of the components of an Ocala car accident case.

Opening Statements

Both parties will have an opportunity to give an opening and closing statement. The plaintiff will present their case first after giving an initial opening statement and the defendant will have the opportunity to give the final closing statement before the jury convenes.

Multiple Defendants

If there are multiple defendants involved in a case, each defendant will have the opportunity to have an attorney represent him and her. As a result, there could be multiple defense attorneys involved.  The jury would have the opportunity to apportion fault to multiple parties.

Benefits of Hiring an Ocala Car Accident Attorney

A car accident attorney can alleviate some of the stresses of filing an injury claim, such as making sure that the victim’s medical providers have their auto insurance information and that they are billing under PIP as opposed to billing the individual directly or some other type of health insurance. An attorney could provide you with more information about an injury claim as well as specific details of the Components of an Ocala car accident case.