The Villages Front-End Car Accident Lawyer

The Villages has seen substantial growth over the past decade. One of the consequences of that growth, however, is an increased number of motor vehicles on the road, and the accompanying danger of being involved in a front-end accident.

If you are involved in this type of accident, it could have serious consequences for both you and your family. Under such circumstances, it may be important for you to understand your rights and obligations under Florida law, and a Villages front-end car accident lawyer could assist in that regard. Contact a compassionate attorney today to get started on your claim.

No-Fault Law

Florida is one of the few states that employs a no-fault car insurance and automobile accident law. Barring certain exceptions, Florida Statutes §627.7407 requires drivers involved in a front-end auto accident to seek compensation from their own insurer under the Personal Injury Protection section (PIP) of their insurance policy. The state of Florida requires that every driver of a vehicle maintain a minimum of $10,000 in PIP coverage.

The two main exceptions to the no-fault rule are for medical expenses that exceed the policyholder’s limits and for injuries to the driver or passenger that are severe and permanent. If a person’s claim falls outside the no-fault restrictions in either of these ways, they may be able to pursue damages directly from the other driver or their insurer.

Comparative Negligence

Florida is a pure comparative negligence state. As established by Florida law, an injured claimant’s recovery is limited by the percentage of fault ascribed to the other driver. For instance, if the injured driver is 50 percent at fault and their damages total $100,000, their recovery will be limited to $50,000 total. A front-end car accident lawyer in The Villages could assist a claimant in evaluating the likely percentage of fault that may be found for each driver involved in the accident.

Potential Damages

Because of the no-fault law, an individual may be limited in the damages they could seek after an accident by the extent of their PIP coverage. However, if their injuries are severe and permanent, an injured claimant may be entitled to certain monetary damages, which may include but are not necessarily limited to compensation for:

  • Property damage to their vehicle
  • Pain and suffering associated with the accident
  • Medical expenses and post-accident rehabilitation
  • Lost wages or future restrictions or inability to work as a result of the accident

Insurance Adjusters

The world of accident and insurance law can be daunting for the uninitiated. Insurance adjusters may be helpful in resolving an accident claim, but it is important to keep in mind that the adjuster works for the insurer, not the injured person in the accident. It may, therefore, be prudent to speak with a seasoned lawyer before dealing with the insurance companies, in order to ensure a fair outcome.

Contact a Villages Front-End Car Accident Attorney Today

The statute of limitations in Florida for personal injury arising from an auto accident is typically four years from the date of the accident. A qualified attorney could help ensure that your rights are protected in a timely manner in order to avoid potential loss of the claim or suit.

Car accidents are often scary, and the aftermath can be too. However, one way you could alleviate some of the stress and confusion surrounding your rights after an accident is by contacting a Villages front-end car accident lawyer who could walk you through the process and help ensure that your rights are preserved. Call today to schedule a consultation.